Insurance coverage is provided under the terms of a group life insurance policy, Group Policy #66326-3, issued and delivered in California to Insurance & Benefits Trust of Peace Officers Research Association of California (PORAC) as the policyholder. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Myers-Stevens & Toohey Co., Inc., an insurance administrator licensed in California. Coverage may not be available in all states. Contact Myers-Stevens & Toohey Co., Inc. for further details. Policy form LP00GP.